Trading 0DTE With a Small Account After the PDT Elimination
For two decades the Pattern Day Trader rule walled small accounts out of frequent day trading with a $25,000 floor. As of June 4, 2026, that wall is gone. But the real-time intraday margin framework that replaced it is not simply more permissive, it is more permissive about access and arguably less forgiving about oversizing, because it reacts to your exposure in the moment rather than checking a threshold once. Here is what actually changed for a small 0DTE account.